Get rid of american payment providers
I know Wero is still in its infancy and the digital Euro is still a few years away, even if you believe there’ll be no delays. But depending on where you live you can already do a lot for EU financial independence. - Use cash (very easy but not ideal in many situations/online) - Use a national payment providers: - Germany 🇩🇪: Girocard - Netherlands 🇳🇱: iDEAL - France 🇫🇷: Cartes Bancaires - Poland 🇵🇱: BLIK - Italy 🇮🇹:Bancomat/PagoBancomat - Many other options, check for your country - Use SEPA direct debit mandate or wire money directly if you can - Sign up to a european crypto exchange and use it for direct purchases. although I get if you don’t like crypto but this is just for direct purchases
Otherwise American Payment providers usually get at least 1% and if you use card payment a lot over time that can really add up. This also mostly makes sense when buying from a european company. For US companies it really doesn’t matter much. I’ve been trying to replace Amazon with Otto and I use SEPA direct debit mandate to avoid fees.
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